Cookies Policy

Last Updated

This Cookies Policy was last updated on 02/10/2026.

What Are Cookies and Similar Technologies

Cookies are small text files placed on your device when you visit a website. They store information such as your preferences, login details or browsing behaviour. Similar technologies include web beacons, pixels and local storage that can track usage or personalise content. In the context of an informational site about Insurance Programming these tools help maintain basic site functions without collecting unnecessary personal details.

Why Does skillhubry Use Cookies

skillhubry operates a non-commercial informational website focused on Insurance Programming topics. Cookies enable the site to remember user settings, measure traffic patterns and support the embedded blog. Without them core navigation and content delivery would be impaired. The use aligns with Malaysia Personal Data Protection Act 2010 requirements for transparency and consent where personal data may be involved.

Categories of Cookies We Use

Strictly necessary cookies allow essential functions such as page loading and security. Functional cookies remember choices like language or font size. Analytics or performance cookies track visit numbers and popular articles to improve the blog. Advertising or targeting cookies are not used because the site is non-commercial. Social-media cookies may appear if third-party sharing buttons are present on blog posts.

First-Party Versus Third-Party Cookies

First-party cookies are set directly by skillhubry and relate only to this domain. Third-party cookies come from external providers such as analytics services or content delivery networks. Both types are employed but first-party cookies handle most session management while third-party ones support performance measurement.

Session Versus Persistent Cookies

Session cookies expire when you close the browser and are used for temporary tasks like maintaining a reading list. Persistent cookies remain for a defined period ranging from a few days to two years depending on purpose. For example an analytics cookie may last thirteen months to allow year-over-year traffic comparison while a preference cookie can persist for six months.

Data Handled and Purpose of Each Category

Strictly necessary cookies process device identifiers and session tokens to prevent errors. Functional cookies store user-selected options such as expanded sections on insurance programming articles. Analytics cookies capture aggregated page views, referral sources and time spent reading blog posts. No category collects names, contact details or insurance policy numbers directly.

Legal Basis for Using Cookies in Malaysia

Under the Personal Data Protection Act 2010 consent is required when cookies process personal data. Strictly necessary cookies rely on legitimate interests because they are essential for site operation. All other categories require affirmative consent via the site-wide cookie banner. Users may withdraw consent at any time without affecting prior lawful processing.

Cookie Providers and Details

The following table summarises typical providers although exact implementations may vary. Necessary category: provider skillhubry, purpose site functionality, duration session. Analytics category: provider Google Analytics, purpose traffic analysis, duration thirteen months. Functional category: provider skillhubry, purpose preference storage, duration six months.

Managing Your Cookie Preferences

The site-wide cookie banner appears on first visit and allows selection or rejection of non-necessary categories. A settings link in the footer reopens the banner so choices can be reviewed or changed. Withdrawal of consent takes immediate effect for future visits but previously stored data may remain until expiry.

Browser Controls and Disabling Cookies

Most browsers offer options to block or delete cookies through settings menus. Disabling necessary cookies will prevent basic navigation and blog access. Disabling analytics cookies reduces our ability to improve content but does not stop the site from functioning. Instructions for common browsers are available on their official support pages.

International Data Transfers

Some analytics providers may process data outside Malaysia. skillhubry ensures appropriate safeguards are in place as referenced in the separate Privacy Policy. Users concerned about cross-border transfers should review that document for further details.

Changes to This Policy

skillhubry may update this Cookies Policy to reflect legal or operational changes. The last-updated date at the top indicates the current version. Continued use of the site after updates constitutes acceptance of the revised terms.

Contact Us

For questions about this policy or cookie practices please use the contact form on the Contacts page or reach skillhubry at [email protected], 03-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia.